List with Terra Nova and get an exclusive website for your home, not just an ad!
Deciding to buy your first home is probably the biggest buying decision you
will ever make. It's an exciting decision - but it is also serious business
too, and you need professional advice.
The Home Buying Process
Your first step is to get all of the information you need.
How much can you afford?
Which government programs are available to you?
Which neighborhoods are right for you?
We have assembled a team of professionals to assist you with
the process of exploring home ownership - if it is right for you right now or
at a specific time in the future. How we work is simple.
We meet with you to discuss
your needs and your visions for your future.
We answer all your questions.
We map out your personalized
home buying plan.
When you leave the meeting you
will have a comprehensive packet of information about your home buying process.
Our philosophy is simple. We give great service to the people
who have been referred to us. We believe that home buying should
be both fun and educational. To engage in such a serious transaction, you need
to work with a team of professionals you are comfortable with - professionals
who will explain every step of the process and allay your concerns and fears.
And when you believe the time is right for you, your team of advisors will go
to work for you to help you achieve your goal.
Once we get started, we work closely with you every step of
the way.
Financing
On the financial side, we carefully assess your mortgage qualifications and
explore every option for loan type, interest rate and length of loan pay back.
Your particular circumstances dictate the loan program - we don't just plug
you into any loan but rather assess your long and short term goals to determine
what is in your best financial and emotional interests.
Home Search
Once we have determined your loan qualifying amount and optimal loan program,
we begin to explore the location of your new home in terms of not only affordability
but also commuting time, proximity to other activities you enjoy, etc. Next,
we very carefully assess your housing needs and compile both a "wish list" of
would love to have and a practical list of must haves. You will learn about
the multiple listing service and see how it works. We can show you any home
in the Triangle area listed with any company. You will learn about the home
buying process.
The Offer to Purchase
Your financing will be prearranged which will strengthen your offer to purchase
You will learn all about the Offer to Purchase, its clauses and conditions.
Before making an offer, we will prepare a comparative market analysis which
compares properties that have sold that are much like the one you are planning
to buy. This analysis will validate the purchase price you are planning to offer.
Once your offer is accepted, we take you down the path to a successful closing,
helping you arrange for your home inspection, movers, closing attorneys and other professional services that your new home purchase may require. Along the way, you will have a clear understanding of all your costs
and responsibilities as a new home owner. And in the end, you will have a great new home to enjoy.
Our goal is to make home buying easy and fun.
Here are some facts to consider:
The average mortgage payment costs about the same
as the average monthly rent payment.
A lot of people don't begin the home buying process
because they fear sales pressure.
Terra Nova is Focused on you: Don't wait any
longer to own your own home!
Terra Nova Global Properties
Superior real estate agents
serving the Raleigh, Durham, Chapel Hill area and beyond
605 West Main Street | (919) 929.2005
